01

Major Liability Claims

Offers coverage for claims that exceed the limits of your homeowners, auto, or boat insurance policies, including serious personal injury and property damage claims.

02

Legal Defense Costs

Covers legal expenses for defense in lawsuits where you're liable for damages beyond what your standard insurance covers.

03

Personal Injury Claims

Protects against libel, slander, defamation of character, and invasion of privacy claims that are not typically covered under standard policies.

04

Uninsured/Underinsured Liability

Fills the gap when you're involved in an accident with someone who has insufficient or no insurance, ensuring your protection doesn't rely on others' coverage.